Reasons Why You Shouldn’t Finance Anywhere Besides Steven KIA!

September 15th, 2022 by

A couple financing their newest KIA here at Steven KIA in Harrisonburg

When you’re on the search for a new vehicle, having an idea of how you will finance the vehicle is just as important as knowing which make and model you want. Just as you would shop around for the best price on that vehicle, you should look for the best financing options available for your purchase. This is why the most efficient way to handle your financing is by financing with the dealership you’re purchasing from.

Here at Steven KIA we not only have the largest selection of new and pre-owned vehicles, but we also have an in-house finance team that works with the best lenders available to help finance your purchase. Financing your new or pre-owned vehicle is easy here at Steven KIA, as most of our customers get approved and drive home the same day.

Pick from the widest selection of new and pre-owned KIA vehicles and top financing options, only available here at Steven KIA.

The Benefits of Financing at Steven KIA

Purchasing a new vehicle, while exciting, can also be confusing to some, especially when it comes to financing. Finding the right lender to finance your new vehicle means filling out multiple applications, and waiting to hear back from those lenders as they make a decision, which could take days or even weeks. Financing your new vehicle here at Steven KIA cuts out all of that hassle, as our finance professionals work with a variety of lenders, giving you plenty of options to choose from.

Plenty of Lenders to Choose From

One of the biggest advantages to financing here at Steven KIA is our large portfolio lenders to choose from. Throughout our many years of operation, we have developed strong relationships with some of the top lenders in America. These strong, personal relationships with our lenders allow us to negotiate on our customer’s behalf, ensuring that our customers are getting the best interest rates and loans possible.

At Steven KIA we also have access to manufacturers financing companies, which aren’t typically available to the general public. Being able to access such a wide range of lenders means that we can always find the top rates and financing terms for you to choose from. Finding the right lender for your new or pre-owned vehicle is made easy when you let us handle the financing here at Steven KIA.

Special Financing Terms

Another great benefit of financing here at Steven KIA is we are able to offer special financing terms, that are only available through manufacturer lenders. Working closely with manufacturers gives us access to limited financing specials such as 0% interest rates, finance incentives and discounts, and even extended terms. A good way to save money on your next vehicle purchase is by taking advantage of special financing rates and terms that are only available by financing through the dealer. Choosing to provide your own financing means you’ll miss out on the great benefits that come with financing here at Steven KIA.

Getting the best financing rates and terms on your new vehicle purchase is simple when you finance with us here at Steven KIA.

Don’t Fear the Credit Check

The term “credit check” tends to put fear into most people, but here at Steven KIA, there is nothing to fear when it comes to credit. A great benefit of financing with us at Steven KIA is that we will work with you no matter your credit score, as we have a variety of lenders for every credit situation. We work with people in all types of credit situations, ranging from no credit history to folks with foreclosures and bankruptcies, no matter your situation we will have a solution for you.

At Steven KIA we want you to drive home happy, and that’s why we work tirelessly to secure financing for you no matter your credit score.

One-Stop Shop

The best part of financing with us here at Steven KIA is it makes us your one-stop shop for a new or pre-owned vehicle, saving you time and money. With the car buying process already being time-consuming, it makes sense to save time by financing in-house here at Steven KIA. Trying to finance your own vehicle means filling out a ton of applications, and then waiting to hear back from each lender over the next few weeks, wasting your precious time. You’re already putting time into finding the right new or pre-owned vehicle, why invest more into finding the right lender when Steven KIA will do it for you?

Here at Steven KIA, we work closely with our lenders, which allows us to negotiate the top financing rates and terms for our customers every time. Because of our high standing with our variety of lenders, they make deals for us they wouldn’t make for anyone else, giving us access to special financing rates and terms not able to be had anywhere else! Take advantage of this by financing your new or pre-owned KIA vehicle here at Steven KIA.

If you’re in Harrisonburg or the surrounding areas and looking for the top finance rates on new and pre-owned KIA vehicles, look no further than here at Steven KIA.