New Kia Optima for Sale in Harrisonburg, VA

Browse our selection of Kia Optimas in Harrisonburg, Virginia. We also have deals for Staunton VA, Waynesboro VA, and Charlottesville VA customers!

 

 

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18 Matching Vehicles Found

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$5,500 off MSRP! $4,618 below Invoice! NO MONEY DOWN NEEDED!, Backup Camera, Bluetooth, Free 1 year Maintenance plan, Reduced Price, Free State Inspections, Print this page for a free tank of gas with purchase, Low Payments, Call for Availability, Bad Credit Financing, Just in, ** 0% APR FOR 75 MONTHS ON SELECT NEW VEHICLES **, Beige Cloth, 6 Speakers, Alloy wheels, Fully automatic headlights, Power windows, Radio: AM/FM/MP3/SiriusXM Audio System, Remote keyless entry, Steering wheel mounted audio controls, Variably intermittent wipers. 36/25 Highway/City MPG This Kia Optima LX is available exclusively at Steven KIA! The 2016 Kia Optima has evocative styling and an impressive set of features raves Edmunds.com! Lots of standard and optional features for the money; handsome cabin with easy-to-use controls and comfortable front seats; top crash scores; as well as a lengthy warranty! ALSO 0% APR FOR UP TO 66 MONTHS! ON ALL NEW 2018 OPTIMA MODELS! WITH APPROVED CREDIT, NOT COMBINED WITH ANY OTHER OFFER. 1 year or 15,000 miles (whichever comes first) of oil changes and roadside assistance. Price does not include tax, title, and license. Price includes: Freight $3,500 - Kia Customer Cash. Exp. 10/31/2018
 
$4,000 off MSRP! $3,378 below Invoice! NO MONEY DOWN NEEDED!, Backup Camera, Bluetooth, Reduced Price, Free State Inspections, Print this page for a free tank of gas with purchase, Low Payments, Call for Availability, Bad Credit Financing, Just in, Black Cloth, 17" Alloy Wheels, 17" Alloy Wheels Package, 6 Speakers, Fully automatic headlights, Heated door mirrors, Power door mirrors, Radio: AM/FM/MP3/SiriusXM Audio System, Rear Parking Sensors, Remote keyless entry, Steering wheel mounted audio controls. 36/25 Highway/City MPG This Kia Optima LX is available exclusively at Steven KIA! The 2016 Kia Optima has evocative styling and an impressive set of features raves Edmunds.com! Lots of standard and optional features for the money; handsome cabin with easy-to-use controls and comfortable front seats; top crash scores; as well as a lengthy warranty! ALSO 0% APR FOR UP TO 66 MONTHS! ON ALL NEW 2018 OPTIMA MODELS! WITH APPROVED CREDIT, NOT COMBINED WITH ANY OTHER OFFER. 1 year or 15,000 miles (whichever comes first) of oil changes and roadside assistance. Price does not include tax, title, and license. Price includes: Freight $3,500 - Kia Customer Cash. Exp. 10/31/2018
 
$3,750 off MSRP! $2,906 below Invoice! NO MONEY DOWN NEEDED!, Backup Camera, Bluetooth, Free 1 year Maintenance plan, Reduced Price, Free State Inspections, Print this page for a free tank of gas with purchase, Low Payments, Call for Availability, Bad Credit Financing, Just in, Beige Cloth, 17" Alloy Wheels, 17" Alloy Wheels Package, 6 Speakers, Blind spot sensor: warning, Fully automatic headlights, Heated door mirrors, Power door mirrors, Radio: AM/FM/MP3/SiriusXM Audio System, Rear Parking Sensors, Remote keyless entry, Steering wheel mounted audio controls. 36/25 Highway/City MPG This Kia Optima LX is available exclusively at Steven KIA! The 2016 Kia Optima has evocative styling and an impressive set of features raves Edmunds.com! Lots of standard and optional features for the money; handsome cabin with easy-to-use controls and comfortable front seats; top crash scores; as well as a lengthy warranty! ALSO 0% APR FOR UP TO 66 MONTHS! ON ALL NEW 2018 OPTIMA MODELS! WITH APPROVED CREDIT, NOT COMBINED WITH ANY OTHER OFFER. 1 year or 15,000 miles (whichever comes first) of oil changes and roadside assistance. Price does not include tax, title, and license. Price includes: Freight $3,500 - Kia Customer Cash. Exp. 10/31/2018
 
 
$2,750 off MSRP! $1,911 below Invoice! NO MONEY DOWN NEEDED!, Backup Camera, Bluetooth, Reduced Price, Free State Inspections, Print this page for a free tank of gas with purchase, Low Payments, Call for Availability, Bad Credit Financing, Just in, Black Cloth, 6 Speakers, Blind spot sensor: Blind-Spot Collision Warning warning, Fully automatic headlights, Heated door mirrors, Power door mirrors, Radio: AM/FM/MP3/SiriusXM Audio System, Rear Parking Sensors, Remote keyless entry, Steering wheel mounted audio controls. This Kia Optima LX is available exclusively at Steven KIA! The 2016 Kia Optima has evocative styling and an impressive set of features raves Edmunds.com! Lots of standard and optional features for the money; handsome cabin with easy-to-use controls and comfortable front seats; top crash scores; as well as a lengthy warranty! ALSO 0% APR FOR UP TO 66 MONTHS! ON ALL NEW 2018 OPTIMA MODELS! WITH APPROVED CREDIT, NOT COMBINED WITH ANY OTHER OFFER. 1 year or 15,000 miles (whichever comes first) of oil changes and roadside assistance. Price does not include tax, title, and license. Price includes: Freight $2,000 - Kia Customer Cash. Exp. 10/31/2018
 
$2,750 off MSRP! $1,906 below Invoice! NO MONEY DOWN NEEDED!, Backup Camera, Bluetooth, Free 1 year Maintenance plan, Reduced Price, Free State Inspections, Print this page for a free tank of gas with purchase, Low Payments, Call for Availability, Bad Credit Financing, Just in, Black Cloth, 6 Speakers, Blind spot sensor: Blind-Spot Collision Warning warning, Fully automatic headlights, Heated door mirrors, Power door mirrors, Radio: AM/FM/MP3/SiriusXM Audio System, Rear Parking Sensors, Remote keyless entry, Steering wheel mounted audio controls, Wheels: 6.5J x 16 Alloy Silver. This Kia Optima LX is available exclusively at Steven KIA! The 2016 Kia Optima has evocative styling and an impressive set of features raves Edmunds.com! Lots of standard and optional features for the money; handsome cabin with easy-to-use controls and comfortable front seats; top crash scores; as well as a lengthy warranty! ALSO 0% APR FOR UP TO 66 MONTHS! ON ALL NEW 2018 OPTIMA MODELS! WITH APPROVED CREDIT, NOT COMBINED WITH ANY OTHER OFFER. 1 year or 15,000 miles (whichever comes first) of oil changes and roadside assistance. Price does not include tax, title, and license. Price includes: Freight $2,000 - Kia Customer Cash. Exp. 10/31/2018
 
$2,750 off MSRP! $1,669 below Invoice! NO MONEY DOWN NEEDED!, Backup Camera, Bluetooth, Free 1 year Maintenance plan, Reduced Price, Free State Inspections, Print this page for a free tank of gas with purchase, Low Payments, Call for Availability, Bad Credit Financing, Just in, Black Cloth, 6 Speakers, Blind spot sensor: Blind-Spot Collision Warning warning, Fully automatic headlights, Heated door mirrors, Mud Guards Front & Rear, Power door mirrors, Radio: AM/FM/MP3/SiriusXM Audio System, Rear Parking Sensors, Remote keyless entry, Steering wheel mounted audio controls, Wheels: 6.5J x 16 Alloy Silver. This Kia Optima LX is available exclusively at Steven KIA! The 2016 Kia Optima has evocative styling and an impressive set of features raves Edmunds.com! Lots of standard and optional features for the money; handsome cabin with easy-to-use controls and comfortable front seats; top crash scores; as well as a lengthy warranty! ALSO 0% APR FOR UP TO 66 MONTHS! ON ALL NEW 2018 OPTIMA MODELS! WITH APPROVED CREDIT, NOT COMBINED WITH ANY OTHER OFFER. 1 year or 15,000 miles (whichever comes first) of oil changes and roadside assistance. Price does not include tax, title, and license. Price includes: Freight $2,000 - Kia Customer Cash. Exp. 10/31/2018
 
 
$7,041 off MSRP! $5,126 below Invoice! NO MONEY DOWN NEEDED!, Backup Camera, Bluetooth, Free 1 year Maintenance plan, Reduced Price, Free State Inspections, Print this page for a free tank of gas with purchase, Low Payments, Call for Availability, Bad Credit Financing, Just in, ** 0% APR FOR 75 MONTHS ON SELECT NEW VEHICLES **, Beige Leather, 10-Way Power Adjustable Passenger Seat, 6 Speakers, Alloy wheels, Auto-Dimming Rear-View Mirror, Brake assist, Front dual zone A/C, Fully automatic headlights, Heated & Ventilated Front Seats, LED Overhead Front & Rear Reading Lamps, Panoramic Sunroof, Power driver seat, Premium Package, Radio: AM/FM/MP3/SiriusXM Audio System, Remote keyless entry, Steering wheel mounted audio controls. 34/24 Highway/City MPG 1 year or 15,000 miles (whichever comes first) of oil changes and roadside assistance. Price does not include tax, title, and license. Price includes: Freight $3,500 - Kia Customer Cash. Exp. 10/31/2018
 
$3,500 off MSRP! $2,479 below Invoice! NO MONEY DOWN NEEDED!, Backup Camera, Bluetooth, Free 1 year Maintenance plan, Reduced Price, Free State Inspections, Print this page for a free tank of gas with purchase, Low Payments, Call for Availability, Bad Credit Financing, Just in, Black Cloth, 6 Speakers, Alloy wheels, Fully automatic headlights, Heated door mirrors, Leather Shift Knob, Leather steering wheel, Remote keyless entry, Steering wheel mounted audio controls. This Kia Optima S is available exclusively at Steven KIA! The 2016 Kia Optima has evocative styling and an impressive set of features raves Edmunds.com! Lots of standard and optional features for the money; handsome cabin with easy-to-use controls and comfortable front seats; top crash scores; as well as a lengthy warranty! ALSO 0% APR FOR UP TO 66 MONTHS! ON ALL NEW 2018 OPTIMA MODELS! WITH APPROVED CREDIT, NOT COMBINED WITH ANY OTHER OFFER. 1 year or 15,000 miles (whichever comes first) of oil changes and roadside assistance. Price does not include tax, title, and license. Price includes: Freight $2,000 - Kia Customer Cash. Exp. 10/31/2018
 
$3,000 off MSRP! $1,967 below Invoice! NO MONEY DOWN NEEDED!, Backup Camera, Bluetooth, Free 1 year Maintenance plan, Reduced Price, Free State Inspections, Print this page for a free tank of gas with purchase, Low Payments, Call for Availability, Bad Credit Financing, Just in, Black Cloth, 6 Speakers, 6.5J x 17" Alloy Wheels, Blind spot sensor: Blind-Spot Collision Warning warning, Front dual zone A/C, Front fog lights, Fully automatic headlights, Heated door mirrors, Leather Shift Knob, Leather steering wheel, Power door mirrors, Power driver seat, Radio: AM/FM/MP3/SiriusXM Audio System, Remote keyless entry, Steering wheel mounted audio controls. This Kia Optima S is available exclusively at Steven KIA! The 2016 Kia Optima has evocative styling and an impressive set of features raves Edmunds.com! Lots of standard and optional features for the money; handsome cabin with easy-to-use controls and comfortable front seats; top crash scores; as well as a lengthy warranty! ALSO 0% APR FOR UP TO 66 MONTHS! ON ALL NEW 2018 OPTIMA MODELS! WITH APPROVED CREDIT, NOT COMBINED WITH ANY OTHER OFFER. 1 year or 15,000 miles (whichever comes first) of oil changes and roadside assistance. Price does not include tax, title, and license. Price includes: Freight $2,000 - Kia Customer Cash. Exp. 10/31/2018
 
 
$2,750 off MSRP! $1,674 below Invoice! NO MONEY DOWN NEEDED!, Backup Camera, Bluetooth, Free 1 year Maintenance plan, Reduced Price, Free State Inspections, Print this page for a free tank of gas with purchase, Low Payments, Call for Availability, Bad Credit Financing, Just in, Black Cloth, 10-Way Power Adjustable Driver's Seat, 17" Alloy Wheels, 6 Speakers, Auto-Dimming Rear-View Mirror, Blind spot sensor: Blind-Spot Collision Warning warning, Dual Zone Automatic Climate Control, Fully automatic headlights, Gloss Black Door Pillars, Heated door mirrors, Leather Wrapped Steering Wheel, LX Premium Package, Mud Guards Front & Rear, Power door mirrors, Radio: AM/FM/MP3/SiriusXM Audio System, Rear Parking Sensors, UVO Link. This Kia Optima LX is available exclusively at Steven KIA! The 2016 Kia Optima has evocative styling and an impressive set of features raves Edmunds.com! Lots of standard and optional features for the money; handsome cabin with easy-to-use controls and comfortable front seats; top crash scores; as well as a lengthy warranty! ALSO 0% APR FOR UP TO 66 MONTHS! ON ALL NEW 2018 OPTIMA MODELS! WITH APPROVED CREDIT, NOT COMBINED WITH ANY OTHER OFFER. 1 year or 15,000 miles (whichever comes first) of oil changes and roadside assistance. Price does not include tax, title, and license. Price includes: Freight $2,000 - Kia Customer Cash. Exp. 10/31/2018
 
$2,750 off MSRP! $1,674 below Invoice! NO MONEY DOWN NEEDED!, Backup Camera, Bluetooth, Free 1 year Maintenance plan, Reduced Price, Free State Inspections, Print this page for a free tank of gas with purchase, Low Payments, Call for Availability, Bad Credit Financing, Just in, Black Cloth, 10-Way Power Adjustable Driver's Seat, 17" Alloy Wheels, 6 Speakers, Auto-Dimming Rear-View Mirror, Blind spot sensor: Blind-Spot Collision Warning warning, Dual Zone Automatic Climate Control, Fully automatic headlights, Gloss Black Door Pillars, Leather Wrapped Steering Wheel, LX Premium Package, Radio: AM/FM/MP3/SiriusXM Audio System, Rear Parking Sensors, Remote keyless entry, Steering wheel mounted audio controls, UVO Link. This Kia Optima LX is available exclusively at Steven KIA! The 2016 Kia Optima has evocative styling and an impressive set of features raves Edmunds.com! Lots of standard and optional features for the money; handsome cabin with easy-to-use controls and comfortable front seats; top crash scores; as well as a lengthy warranty! ALSO 0% APR FOR UP TO 66 MONTHS! ON ALL NEW 2018 OPTIMA MODELS! WITH APPROVED CREDIT, NOT COMBINED WITH ANY OTHER OFFER. 1 year or 15,000 miles (whichever comes first) of oil changes and roadside assistance. Price does not include tax, title, and license. Price includes: Freight $2,000 - Kia Customer Cash. Exp. 10/31/2018
 
$2,500 off MSRP! $1,437 below Invoice! NO MONEY DOWN NEEDED!, Backup Camera, Bluetooth, Free 1 year Maintenance plan, Reduced Price, Free State Inspections, Print this page for a free tank of gas with purchase, Low Payments, Call for Availability, Bad Credit Financing, Just in, Black Cloth, 10-Way Power Adjustable Driver's Seat, 17" Alloy Wheels, 6 Speakers, Auto-Dimming Rear-View Mirror, Blind spot sensor: Blind-Spot Collision Warning warning, Dual Zone Automatic Climate Control, Fully automatic headlights, Gloss Black Door Pillars, Heated door mirrors, Leather Wrapped Steering Wheel, LX Premium Package, Power door mirrors, Radio: AM/FM/MP3/SiriusXM Audio System, Rear Parking Sensors, Remote keyless entry, Steering wheel mounted audio controls, UVO Link. This Kia Optima LX is available exclusively at Steven KIA! The 2016 Kia Optima has evocative styling and an impressive set of features raves Edmunds.com! Lots of standard and optional features for the money; handsome cabin with easy-to-use controls and comfortable front seats; top crash scores; as well as a lengthy warranty! ALSO 0% APR FOR UP TO 66 MONTHS! ON ALL NEW 2018 OPTIMA MODELS! WITH APPROVED CREDIT, NOT COMBINED WITH ANY OTHER OFFER. 1 year or 15,000 miles (whichever comes first) of oil changes and roadside assistance. Price does not include tax, title, and license. Price includes: Freight $2,000 - Kia Customer Cash. Exp. 10/31/2018
 
 
$2,300 off MSRP! $1,226 below Invoice! NO MONEY DOWN NEEDED!, Backup Camera, Bluetooth, Free 1 year Maintenance plan, Reduced Price, Free State Inspections, Print this page for a free tank of gas with purchase, Low Payments, Call for Availability, Bad Credit Financing, Just in, Black Cloth, 6 Speakers, 6.5J x 17" Alloy Wheels, Blind spot sensor: Blind-Spot Collision Warning warning, Front dual zone A/C, Front fog lights, Fully automatic headlights, Leather Shift Knob, Leather steering wheel, Power driver seat, Radio: AM/FM/MP3/SiriusXM Audio System, Remote keyless entry, Steering wheel mounted audio controls. This Kia Optima S is available exclusively at Steven KIA! The 2016 Kia Optima has evocative styling and an impressive set of features raves Edmunds.com! Lots of standard and optional features for the money; handsome cabin with easy-to-use controls and comfortable front seats; top crash scores; as well as a lengthy warranty! ALSO 0% APR FOR UP TO 66 MONTHS! ON ALL NEW 2018 OPTIMA MODELS! WITH APPROVED CREDIT, NOT COMBINED WITH ANY OTHER OFFER. 1 year or 15,000 miles (whichever comes first) of oil changes and roadside assistance. Price does not include tax, title, and license. Price includes: Freight $2,000 - Kia Customer Cash. Exp. 10/31/2018
 
$3,000 off MSRP! $1,836 below Invoice! NO MONEY DOWN NEEDED!, Backup Camera, Bluetooth, Free 1 year Maintenance plan, Reduced Price, Free State Inspections, Print this page for a free tank of gas with purchase, Low Payments, Call for Availability, Bad Credit Financing, Just in, Black Cloth, 6 Speakers, 6.5J x 17" Alloy Wheels, Blind spot sensor: Blind-Spot Collision Warning warning, Front dual zone A/C, Front fog lights, Fully automatic headlights, Heated door mirrors, Leather Shift Knob, Leather steering wheel, LED Overhead Front & Rear Lights, Panoramic Sunroof, Power door mirrors, Power driver seat, Radio: AM/FM/MP3/SiriusXM Audio System, Remote keyless entry, S Panoramic Sunroof Package, Steering wheel mounted audio controls. 1 year or 15,000 miles (whichever comes first) of oil changes and roadside assistance. Price does not include tax, title, and license. Price includes: Freight $2,000 - Kia Customer Cash. Exp. 10/31/2018
 
$2,300 off MSRP! $1,173 below Invoice! NO MONEY DOWN NEEDED!, Moonroof Sunroof, Backup Camera, Bluetooth, Free 1 year Maintenance plan, Reduced Price, Free State Inspections, Print this page for a free tank of gas with purchase, Low Payments, Call for Availability, Bad Credit Financing, Just in, Black Cloth, 6 Speakers, 6.5J x 17" Alloy Wheels, Blind spot sensor: Blind-Spot Collision Warning warning, Front dual zone A/C, Front fog lights, Fully automatic headlights, Heated door mirrors, Leather Shift Knob, Leather steering wheel, LED Overhead Front & Rear Lights, Panoramic Sunroof, Power door mirrors, Power driver seat, Radio: AM/FM/MP3/SiriusXM Audio System, Rear Parking Sensors, Remote keyless entry, S Panoramic Sunroof Package, Steering wheel mounted audio controls. This Kia Optima S is available exclusively at Steven KIA! The 2016 Kia Optima has evocative styling and an impressive set of features raves Edmunds.com! Lots of standard and optional features for the money; handsome cabin with easy-to-use controls and comfortable front seats; top crash scores; as well as a lengthy warranty! ALSO 0% APR FOR UP TO 66 MONTHS! ON ALL NEW 2018 OPTIMA MODELS! WITH APPROVED CREDIT, NOT COMBINED WITH ANY OTHER OFFER. 1 year or 15,000 miles (whichever comes first) of oil changes and roadside assistance. Price does not include tax, title, and license. Price includes: Freight $2,000 - Kia Customer Cash. Exp. 10/31/2018
 
 
$2,300 off MSRP! $1,144 below Invoice! NO MONEY DOWN NEEDED!, Backup Camera, Bluetooth, Free 1 year Maintenance plan, Reduced Price, Free State Inspections, Print this page for a free tank of gas with purchase, Low Payments, Call for Availability, Bad Credit Financing, Just in, Black Cloth, 6 Speakers, 6.5J x 17" Alloy Wheels, Blind spot sensor: Blind-Spot Collision Warning warning, Front dual zone A/C, Heated door mirrors, Leather Shift Knob, Leather steering wheel, LED Overhead Front & Rear Lights, Mud Guards Front & Rear, Panoramic Sunroof, Power door mirrors, Power driver seat, Radio: AM/FM/MP3/SiriusXM Audio System, Remote keyless entry, S Panoramic Sunroof Package, Steering wheel mounted audio controls. This Kia Optima S is available exclusively at Steven KIA! The 2016 Kia Optima has evocative styling and an impressive set of features raves Edmunds.com! Lots of standard and optional features for the money; handsome cabin with easy-to-use controls and comfortable front seats; top crash scores; as well as a lengthy warranty! ALSO 0% APR FOR UP TO 66 MONTHS! ON ALL NEW 2018 OPTIMA MODELS! WITH APPROVED CREDIT, NOT COMBINED WITH ANY OTHER OFFER. 1 year or 15,000 miles (whichever comes first) of oil changes and roadside assistance. Price does not include tax, title, and license. Price includes: Freight $2,000 - Kia Customer Cash. Exp. 10/31/2018
 
$2,750 off MSRP! NO MONEY DOWN NEEDED!, Backup Camera, Bluetooth, Free 1 year Maintenance plan, Reduced Price, Free State Inspections, Print this page for a free tank of gas with purchase, Low Payments, Call for Availability, Bad Credit Financing, Just in, Black Cloth, 6 Speakers, Blind spot sensor: Blind-Spot Collision Warning warning, Fully automatic headlights, Heated door mirrors, Power door mirrors, Radio: AM/FM/MP3/SiriusXM Audio System, Rear Parking Sensors, Remote keyless entry, Steering wheel mounted audio controls. This Kia Optima LX is available exclusively at Steven KIA! The 2016 Kia Optima has evocative styling and an impressive set of features raves Edmunds.com! Lots of standard and optional features for the money; handsome cabin with easy-to-use controls and comfortable front seats; top crash scores; as well as a lengthy warranty! ALSO 0% APR FOR UP TO 66 MONTHS! ON ALL NEW 2018 OPTIMA MODELS! WITH APPROVED CREDIT, NOT COMBINED WITH ANY OTHER OFFER. 1 year or 15,000 miles (whichever comes first) of oil changes and roadside assistance. Price does not include tax, title, and license. Price includes: Freight $2,000 - Kia Customer Cash. Exp. 10/31/2018
 
NO MONEY DOWN NEEDED!, Reduced Price, Free State Inspections, Print this page for a free tank of gas with purchase, Low Payments, Call for Availability, Bad Credit Financing, Just in, Black Leather. 31/22 Highway/City MPG 1 year or 15,000 miles (whichever comes first) of oil changes and roadside assistance. Price does not include tax, title, and license. Price includes: Freight $3,500 - Kia Customer Cash. Exp. 10/31/2018
 

MPG Disclaimer:

Based on model year EPA mileage ratings. Use for comparison purposes only. Your actual mileage will vary depending on how you drive and maintain your vehicle.

Disclaimer:

New vehicle pricing includes all offers and incentives. Tax, Title, Tags and processing fee not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (540) 246-0078 or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a month term, % interest and % downpayment.

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Disclaimer:

New vehicle pricing includes all offers and incentives. Tax, Title, Tags and processing fee not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (540) 246-0078 or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a month term, % interest and % downpayment.